Purchasing a factory-built home is easy. For information on the homebuying process in general, including financing, visit Canada Mortgage and Housing Corporation’s website at www.cmhc.ca, or the Canadian Home Builders’ Association website at www.chba.ca.

Many of the steps in buying a factory-built home are the same as buying any other new build home. There are just a few differences.

Here are the easy 9 steps involved:

1) Find a factory-based builder

Our member manufacturers have a wide range of sales centers and retail centers located throughout Atlantic Canada in New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island.

Some of our member manufacturers are also represented in Ontario, Quebec and the New England states of Maine, New Hampshire and Vermont. Some will also ship internationally.

Visit the Retailers Section to locate a manufacturer and sales center in your area.

2) Visit a model home sales center

Most manufacturers and their retailers have model home sales centers giving you an opportunity to visit finished homes where you can preview the types of homes available, quality of construction, products, features and finishes available.

Make an appointment to meet with the knowledgeable sales staff and learn about the factory-built home buying process in greater detail.

Visit the Retailers Section to locate a manufacturer and sales center in your area.

3) Tour the plant

This is your opportunity to tour a plant and see first hand how your new home will be built and how this type of construction can offer you a top quality-built home while saving you time and money. An appointment can be made in advance with a member manufacturer or a retail sales center to arrange for your personally guided tour.

4) Arrange financing

Financing can be arranged through one of our member financial centers, through the financial institution recommended by one of our member manufacturers and/or its retail center or through your local financial institution.

It is important you meet with a mortgage expert once you have decided to build a new home in order to determine:

· The amount you will require for a downpayment on your new home
· The maximum mortgage amount for which you are qualified
· Interest rates and lending terms

Mortgage insurance is supplied by the following MHAAC members:

CMHC
Genworth Canada

For information on the financing process, including financing, visit Canada Mortgage and Housing Corporation’s website at www.cmhc.ca.

5) Work out the details of your new home

Once you have decided on the location and manufacturer of your new home, the sales consultant will then work with you to fine tune the details of your home. This is the time to make all the decisions necessary before construction begins. You will work on any plan modifications, additions to standard specifications, upgrades, paint colours, tiles, flooring, cabinets, light fixtures, bathroom fixtures and finishes and appliances.

Work out the details of your building site

Your sales person will assist you in finding a site to buy, or will advise you on land lease community in your area if you plan on leasing your lot.

If you already own a lot or are planning on purchasing a lot outside of a planned subdivision being developed by one of our manufacturers or retailers, your salesperson will want to visit your lot to check:

· the intended location of your home on the lot
· soil conditions
· the directional coordinates of your lot which will indicate sun and prevalent wind
· access to the lot
· to determine requirements for water and sewer

6) Construction begins

The construction of your new home will progress quickly in comparison to a home being built from the ground up on the lot. Segments of your home will progress from station to station in a carefully planned sequence.

Quality checks are performed at each stage to ensure your home is being built to your exact requirements and to the standards and quality to which all our member manufacturers adhere.
Build times can be as much as 50% less than the traditional build method.

7) Site preparation begins

While your home is being built in the factory, site preparation will begin. This will include excavation, creating the foundation, drainage and water and sewer setup as required by the site location.

If you prefer, you can contract out this work but it is very important the work is done by professionals.

8) Your new home is delivered and installed

On the day your home is delivered to your site, depending on the type of house, it will be either rolled off a flatbed or carefully lifted by crane in sections and set in place.

In hours your home is securely assembled. Then finishing work begins on the inside and outside. Depending on the type of home, finishes and complexity, this could take a few days or several weeks before you move in.

Visit the Retailers Section to locate a manufacturers’ websites or contact the nearest Manufactured Home Sales Center to arrange a visit. They’re there to help you make your new home everything you dreamed it could be.